Prosper is a peer-to-peer lending platform, allowing borrowers to secure fixed rate, unsecured personal loans through a network of lenders - for debt consolidation, home improvement, autos, small business investment, wedding expenses, major purchases, etc. Loan APR’s as low as 7.4%**. To qualify for a loan on Prosper, a borrower must have a credit score of at least 640. There are some cases where a person is just over a 640, but may not qualify because of a debt to income ratio that is too high.


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NOT AVAILABLE in: GA, WV, AZ, or VA.
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